Auto insurance provides coverage against financial loss in the event of an accident. An auto insurance policy is a contract between the vehicle owner and an insurance company, whereby the owner pays a premium to receive coverage for damages, repairs and other costs stipulated in the contract.
Auto insurance proves important for several reasons: it offers drivers financial protection in accidents, reduces or eliminates costly fees arising from automobile accidents and provides compensation for vehicle loss and damage sustained through accidents, natural events, theft and damage, say exper
The Hartford Financial Services Group and Amica Mutual Insurance Company are both highly rated auto insurance providers, based on customer reviews and financial stability ratings, as of 2015, notes About.com. The Hartford offers auto insurance through independent insurance agents and through its par
When researching auto insurance policies, consumers should get at least three quotes from competing companies, either by contacting respective options via phone or online. Side-by-side comparison quotes are helpful because they allow people to quickly see differences in available coverage limits.
Some of the most common auto insurance terms are premium, deductible, collision coverage, bodily injury liability and comprehensive coverage, according to Steve Bowen for QuoteWizard. These terms impact insurance rates, and consumers should understand them to better evaluate their insurance policy a
Online auto insurance companies offer direct automobile coverage over the Internet, according to About.com. As of 2015, notable online insurance companies include Geico, Progressive and Esurance.
People seeking cheaper car insurance quotes should reduce coverage for older vehicles, raise their deductibles, indicate if they are infrequent drivers, look for discounts, and protect their cars from theft, notes About.com. People should also seek quotes for budget insurance from various carriers,
To become an auto insurance agent, it is best to confirm the insurance requirements for the specific state. Many states require insurance agents to have a current license. Some states require only a written exam. Other states require an associate's degree or a bachelor’s degree along with a written
To compare auto insurance quotes in California, enter your ZIP code and some general information about your vehicle and driver history at OnlineAutoInsurance.com. As of 2015, the site offers quotes for auto insurance companies such as Progressive, Infinity and GMAC.
As of 2016, Assurant offers employer-paid and employee-paid term life and accidental death and dismemberment group life insurance plans, according to Assurant. Employers' plan choices cover groups of three or more employees. Coverage options are in flat amounts, multiples of earnings, or both. Under