To write a settlement offer letter, explain the reason for any financial hardships that might have resulted in the debt, then make a clear offer to settle the debt for a specific amount of money, including when it will b... More » Business & Finance Credit & Lending

Some sample topics for accident letters include demand letters for minor injuries, major injuries, bicycle and car accidents or slip-and-fall accidents., and have sample accident ... More » Education Writing

To collect money from someone who owes you a debt, follow a few forceful steps that include offering a payment plan, reminding the person of the debt in person, sending them a letter, having a lawyer write them a letter ... More » Business & Finance Credit & Lending

Although some military service members receive debt protection pursuant to the Servicemembers Civil Relief Act, as of 2016, there are no government settlement programs for civilians, according to Scrutinize debt... More » Business & Finance Credit & Lending

World Law Direct offers resources for finding a good attorney to handle a debt settlement, according to World Law Direct. The organization provides a list of attorneys that specialize in debt settlement as well as online... More » Business & Finance Credit & Lending

Mortgage amortization is the payment of debt on a home using a schedule of fixed payments prescribed at the beginning of a mortgage loan period, explains Investopedia. The amount of the payments depends on the length of ... More » Business & Finance Credit & Lending

A potential homeowner gets approved for a home loan by having a good credit score, saving the money for a down payment on the home, maintaining steady employment and keeping down personal debt. It is also important to ha... More » Business & Finance Credit & Lending