To write a settlement offer letter, explain the reason for any financial hardships that might have resulted in the debt, then make a clear offer to settle the debt for a specific amount of money, including when it will b... More » Business & Finance Credit & Lending

Some sample topics for accident letters include demand letters for minor injuries, major injuries, bicycle and car accidents or slip-and-fall accidents., and have sample accident ... More » Education Writing

To collect money from someone who owes you a debt, follow a few forceful steps that include offering a payment plan, reminding the person of the debt in person, sending them a letter, having a lawyer write them a letter ... More » Business & Finance Credit & Lending
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Mortgage amortization is the payment of debt on a home using a schedule of fixed payments prescribed at the beginning of a mortgage loan period, explains Investopedia. The amount of the payments depends on the length of ... More » Business & Finance Credit & Lending

A potential homeowner gets approved for a home loan by having a good credit score, saving the money for a down payment on the home, maintaining steady employment and keeping down personal debt. It is also important to ha... More » Business & Finance Credit & Lending

A typical standby letter of credit includes a guarantee from a bank to pay a stipulated sum of money to a beneficiary and a description of the requirements for payment, reports Justin Pritchard for Standby let... More » Business & Finance Credit & Lending

When writing a gift letter for a mortgage down payment, state that you are not loaning the money but are giving it as a gift, and you do not expect repayment, according to Quicken Loans. Include your name, address and ph... More » Business & Finance Credit & Lending