According to Chron, the major advantages of a bank loan are stability and autonomy if the borrower is a small business. This source explains that banks lend money without taking ownership in the enterprise for which the ... More »

Overdraft protection helps consumers temporarily cover purchases when an account is not sufficiently funded, but these services come with hefty fees that increase debt, according to Bankrate. Overdraft fees typically ran... More »

One advantage of Park Sterling Bank is that all of its locations run as community-centered banks that strive to provide excellent customer service. Park Sterling Bank's goal is for customers to feel comfortable and at ho... More » Business & Finance Personal Banking Banks

A borrower can obtain a bank loan when he meets the bank’s lending criteria. This is determined during an application process where the borrower provides information related to his credit history, credit score, current e... More » Business & Finance Credit & Lending

As of 2015, PNC bank loan holders are able to pay off their bank loan through a variety of methods, including through online bill pay and electronic funds transfers. Loan holders can also opt to use PNC's SpeedPay option... More » Business & Finance Personal Banking

As of 2015, the average interest rate for a commercial loan for a small business is usually between 6 and 8 percent. Loans under $100,000 tend to have a lower interest rate, while those for more than $100,000 have higher... More » Business & Finance Credit & Lending

To get a small business loan, first identify the best lender for the business. This may be a bank, the Small Business Association, peer to peer lenders or crowdfunding sites. More »