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Raise a credit score by disputing erroneous information on the credit report, use no more than 30 percent of the available credit, and become an authorized user on a credit card account of a relative with good credit, ac... More »

www.reference.com Business & Finance Credit & Lending

A credit score is improved by always paying bills on time, keeping debt on credit cards low, and avoiding opening unnecessary lines of credit. It is also important to obtain a credit report and correct any errors, make p... More »

www.reference.com Business & Finance Credit & Lending

Tips to improve a Canadian credit score include always paying bills on time, paying bills in full by the due date, paying debts as quickly as possible and keeping credit card balances below the limit, according to the Fi... More »

www.reference.com Business & Finance Credit & Lending
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To build a credit score, an individual needs to keep his debt-to-credit ratio low, pay off small balances, keep good credit on his credit report, pay credit card bills on time and pay and charge the same on a credit card... More »

www.reference.com Business & Finance Credit & Lending

To fix a bad credit score quickly, dispute any errors on your credit report and consider negotiating with a creditor to have him remove a negative account from your report, states Forbes. Pay off any overdue accounts and... More »

www.reference.com Business & Finance Credit & Lending

There are no penalties for paying a credit card balance in full; however, closing an account or having a high balance at the time of reporting can lower a credit score, according to U.S. News. A high balance on the state... More »

www.reference.com Business & Finance Credit & Lending

A good sample credit report includes personal information, past and present credit status, information acquired from the federal district bankruptcy records, a current credit score and the names of individuals or organiz... More »

www.reference.com Business & Finance Credit & Lending