A Visa gift card holds a pre-set amount of money that cardholders spend down to buy products and services. The gift card is a debit card, not a credit card. Purchased amounts are subtracted until the balance on the card is exhausted, according to Golden 1 Credit Union in California.
A prepaid Visa Gift card can be used at the millions of places where Visa Debit cards are accepted, according to Visa's website. If the gift card states "Valid only in the United States" on the front, the card is not accepted at locations outside of the United States.
Visa gift cards can be purchased online from a number of different outlets. Gift Cards.com, GiftCardLab.com, and GiftCardMall.com are three websites where customers can purchase a Visa Gift Card and have it shipped to them.
The method of activation for Visa gift cards differs depending on the supplier, according to Visa. Usually a Visa gift card is automatically activated after purchase.
The main difference between a Visa gift card and a Visa credit card is that the gift card is preloaded with a specific amount of money, and the card cannot have more money added to it once the initial balance is spent, according to Visa. All credit cards, however, have a preset spending limit that c
Visa gift cards cannot be purchased in the United States for international use due to federal government regulations prohibiting such use, as of 2015. In addition, Visa gift card vendors are prohibited from accepting payment for gift cards from foreign sources. Alternatively, prepaid Visa TravelMone
Walmart, Target and Staples all provide Visa gift cards for sale in their online websites. These locations also offer Visa gift cards for sale at their local stores throughout the United States.
As of September 2015, the fees associated with using a Visa Gift Card include the $3.95 activation fee and the monthly maintenance fee. The monthly maintenance fee is waived for the first 12 months.
Activating a Visa gift card requires following the directions on the back of the card. Each card is issued by a different bank and their instructions vary, depending on the issuer, according to Visa.
The only requirement for obtaining a Visa gift card is a payment equal to the desired value of the card. There is no application required for a Visa gift card. To purchase a Visa gift card, visit the Visa website to find a retail location or an online vendor.