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Life insurance policies are designed to pay beneficiaries pre-determined amounts upon the policyholder's death, but some policies accrue cash value during the policyholder's lifetime, made up of a portion of the premiums... More »

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According to Futurity First, life insurance is an important asset because it provides financial protection for the beneficiaries, helping pay for funeral expenses, pay-off debts that could be assigned to the estate and p... More »

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A set of whole life insurance cash value charts is available at Insure.com. Charts show the growth of the policy if the insured pays premiums out of the policy compared to paying them out of his own pocket. Whole life in... More »

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A paid-up whole life insurance policy can be surrendered by terminating the policy upon which the policyholder receives the cash surrender value, according to Investopedia. The cash surrender value is the amount of money... More »

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A term life insurance policy is a straight-forward product where a person pays monthly premiums in exchange for a guaranteed death benefit. It is called a "term" policy because it covers the insured person for a certain ... More »

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Life insurance policies from American Income Life, or AIL, offer benefits such as full life coverage, fixed premiums and final expense plans. Whole Life Insurance and Term Life Insurance policies are available, with the ... More »

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While a term life insurance policy can be cancelled or lapse when the premiums go unpaid, the policyholder may be better off personally calling his agent to cancel the policy. The policyholder can adjust his level of cov... More »

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