EE savings bonds are fixed rate bonds that earn interest for up to 30 years, reports the U.S. Department of the Treasury. They are available in electronic versions only through the website, in any amou... More » Business & Finance Investing

Holders of EE savings bonds must hold them for at least one year before cashing them out. EE savings bond holders who redeem them prior to five years after the purchase date suffer a penalty, which forfeits the three mos... More » Business & Finance Investing

A Series EE savings bond can be redeemed after it is 12 months old, according to the U.S. Department of the Treasury. If redeemed before it is five years old, the last three months of interest are lost. EE bonds earn int... More » Business & Finance Investing
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Bond owners can cash electronic Series EE savings bonds by logging on to the U.S. Department of the Treasury's TreasuryDirect website. Owners can redeem paper Series EE bonds by taking them to a local bank or mailing the... More » Business & Finance Investing

The government sets interest rates for EE bonds based on 10-year treasury note yields but adjusts these rates to account for factors unique to savings bonds, states TreasuryDirect. Bonds purchased between May 1, 2015 and... More » Business & Finance Investing

Although both savings bond programs offer low-risk investments, the EE bond program offers investors a guaranteed double return during the first term, while the I-series savings bond comes with a fixed-coupon rate that a... More » Business & Finance Investing

As of August 2015, an I bond is a type of savings bond that earns interest based on a combination of a fixed rate and an inflation rate, according to TreasuryDirect. It is meant to be a long-term investment. More » Business & Finance Investing