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With very rare exception, subprime mortgage lending no longer exists in 2014, according to CNN Money. Following the mortgage crisis of 2007, federal regulators cracked down on lenders, and banks began granting mortgages ... More »

www.reference.com Business & Finance Personal Banking

Those interested in a subprime credit card may apply online for pre-approval of a number of different cards. Lenders use short "soft" credit queries of the applicant's credit history to see if the applicant meets most of... More »

www.reference.com Business & Finance Credit & Lending

Subprime lenders that loan to people with low credit scores include LendUp, an online provider of personal loans, and Springleaf Finance, Inc., which has branch locations across the country and provides personal and auto... More »

www.reference.com Business & Finance Credit & Lending Personal Loans
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Filing for bankruptcy allows debtors to suspend loss of property while bankruptcy courts work out payment plans or discharge of debts, but foreclosure is the action of lenders to repossess property on which debtors owe p... More »

www.reference.com Business & Finance Personal Banking

Promissory notes should include basic information such as the names of the borrowers and lenders as well as the amounts and terms of the loans, according to Inc. They should also include the repayment schedule, interest ... More »

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For a borrower to qualify for a subprime loan, a verified income and a down payment of at least 5 percent on the home are required, according to Stephanie Mojica for SFGate. A subprime loan is offered at a higher interes... More »

www.reference.com Business & Finance Credit & Lending Personal Loans

As of 2015, AmeriCredit offers car buyers subprime auto loans and other financial services such as its AmeriPlus GAP program, explains AmeriCredit. The company also offers its AmeriPlus vehicle service contract program a... More »

www.reference.com Business & Finance Credit & Lending