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Title insurance is an insurance policy that protects property owners and mortgage lenders from any loss or damage occurring to the property due to any defects, liens or encumbrances in the property's title. The content of a title insurance policy is controlled by specif...


Insurance ratings rank the financial strength of insurance companies. These ratings, similar to a credit rating, are the result of efforts of independent agencies whose job it is to report their findings.


Title insurance rates are influenced by both price and the comprehensive coverage details of the policy, according to Zillow. The government establishes the title insurance premium rate in some states, while in others the rate may vary significantly among multiple compa...


The current sales tax rate in Texas is 6.25 percent as of June 2015, according to TaxRates.com. However, the total tax rate may be as high as 8.25 percent depending on the municipality.


The costs associated with title insurance may include the title search costs, closing costs and the cost of the insurance policy itself, according to Loan.com. The services included in title insurance may vary from one state to another, and the costs vary accordingly.


Texas law requires that drivers of motor vehicles must establish proof of financial responsibility, according to Driving University. Drivers can establish this proof with an auto insurance policy, a surety bond or by depositing money with the Texas State Comptroller. As...


An insurance company's credit rating is determined by independent rating agencies, including A.M. Best, Fitch, Moody’s and Standard & Poor’s, according to Investopedia. Each credit rating agency issues a rating based upon evaluation of a company's overall financial stre...