articles

The three major reporting agencies, Experian, Equifax and TransUnion, use a combination of payment histories, outstanding debts, length of credit history, new credit and types of credit to calculate credit scores, as of ... More »

www.reference.com Business & Finance Credit & Lending

Credit reporting agencies collect data from banks, credit card companies and other companies that provide financing. They use this data to prepare a report on borrowers that indicates their creditworthiness based on thei... More »

www.reference.com Business & Finance Credit & Lending

According to the Federal Deposit Insurance Corporation, there are three major credit bureaus in the United States: Equifax, Experian and TransUnion. These agencies are most commonly used in credit checks and by banks and... More »

www.reference.com Business & Finance Credit & Lending
similar articles

In the United States, an individual can receive a free annual credit report from any of the three nationwide credit reporting agencies, Equifax, Experian, and TransUnion, by calling 877-322-8228, states the Federal Trade... More »

www.reference.com Business & Finance Credit & Lending

The Fair Isaac Corporation, which calculates most credit scores, calculates FICO scores using information from credit reports, including consumers' payment histories, amounts owed, length of credit history, new credit an... More »

www.reference.com Business & Finance Credit & Lending

Consumers unfreeze credit reports temporarily or permanently by applying separately to each of the three nationwide credit reporting companies, according to Equifax, Experian and TransUnion. The cost and time needed to u... More »

www.reference.com Business & Finance Credit & Lending

The three credit bureaus in the United States are TransUnion, Experian and Equifax. Credit bureaus are consumer reporting agencies. They are responsible for gathering and reporting consumer's credit information. More »

www.reference.com Business & Finance Credit & Lending