In the United States, a credit report plays a large role in the financial decisions an individual will be able to make in the future. Here is an overview that looks at what exactly...

As a consumer, monitoring your credit is an important part of managing your finances. Having strong credit has a major impact on your borrowing ability, your professional reputatio...

The way you handle money and manage debt provides clues to lenders about your spending habits and ability to pay what you owe them. This is why when you apply for a loan or a credi...

Whether you're interested in quick fixes or are looking for long-term solutions, working to improve your credit is a good idea. Here are some tips to get you started.

There are three major consumer credit reporting bureaus - Equifax, Experian and TransUnion. The credit bureaus provide an important financial service for lenders and consumers by c...

Credit reporting agencies collect your credit history. Learn about credit reporting agencies and your rights under the the Fair Credit Reporting Act. Advertisement By: Dave Roos Le...

Nowadays everything from home mortgage, buying or leasing a car requires a credit check. Here's everything you need to know about your credit report. Whether applying for a home mo...

Find out what people, businesses, and entities can get your credit report. By Margaret Reiter, Attorney There are quite a few businesses and entities, beyond the usual credit card ...

You're entitled to pull your credit report once a year from each of the three credit agencies, completely for free. Here's how to do it. When it comes to your personal finances, kn...

Your credit score can change daily, depending on how often companies and credit bureaus report your information. Learn when you can expect updates. Peopleimages / Getty Images If y...