Most federal student loans, such as the Direct Loans and Federal Perkins Loans, do not require a credit history, according to the Federal Student Aid Office. These loans can help a student establish a credit history. To ... More »

www.reference.com Business & Finance Credit & Lending

To apply for a student loan, fill out the Free Application for Federal Student Aid form, receive a reply from the institutions, go through entrance counseling and complete the Master Promissory Note. To receive a PLUS lo... More »

www.reference.com Business & Finance Credit & Lending

To get a mortgage loan, borrowers need a down payment, a limited number of debts, and a good credit and employment history. Mortgage lenders often like to know how borrowers make their money and the connection between th... More »

www.reference.com Business & Finance Credit & Lending

A credit history provides a record of a consumer’s borrowing habits, such as the number of existing loans, so lenders and insurers can decide whether to approve the person for a new loan or credit line, according to Cons... More »

www.reference.com Business & Finance Credit & Lending

The Federal Student Aid website published by an office of the U.S. Department of Education, contains information about student loans and the answers to many common questions. The site address is StudentAid.ed.gov. Borrow... More »

www.reference.com Business & Finance Credit & Lending

Students apply for all federal government student loans by filling out the Free Application for Federal Student Aid, or FAFSA, reports Federal Student Aid. Students can fill out the FAFSA online, print out or order a pap... More »

www.reference.com Business & Finance Credit & Lending

Students can find loans regardless of their credit scores by applying for federal student loans through the Free Application for Federal Student Aid, or FAFSA, reports Federal Student Aid. Co-signers and credit checks ar... More »

www.reference.com Business & Finance Credit & Lending