ARTICLES

The statute of limitations on credit card debt in Texas is four years. This statue of limitations means that a creditor cannot sue a debtor over a debt once four years has passed since the last day the debtor made a paym...

www.reference.com/article/statue-limitations-credit-card-debt-texas-3cc494b5b7a4f484

According to U.S. federal law the statute of limitations for credit card fraud is five years. After this time period it is impossible for the government to prosecute a credit card fraud offense.

www.reference.com/article/statute-limitations-credit-card-fraud-2c9df7811261b38e

State law sets statutes of limitations for debts, which may vary from state to state, according to the Federal Trade Commission. Some states have several statutes of limitations. The applicable law depends on the type of...

www.reference.com/article/statutes-limitations-debt-collection-f027042f30c5f9a6

SIMILAR ARTICLES

A credit card company may sue any person who fails to pay off credit card debt. If the company wins a money judgment, it collects the amount due from the defendant's income and property. These consequences apply to peopl...

www.reference.com/article/legal-consequences-paying-credit-card-debt-3f42fbc483ff228f

Paying the highest balance first and using the snowball method, which involves paying off the smallest balances first, are good ways to pay off credit card debt, according to Bankrate. Other recommended methods include d...

www.reference.com/article/ways-pay-off-credit-card-5129bc479fc752aa

Consumers can try to settle a credit card debt by negotiating with the credit card or collections company to pay off the debt at an amount less than what is owed, according to Nolo. Credit card companies might accept a l...

www.reference.com/article/settle-credit-card-debt-a9ec66ba136f9917

Paying off a credit card debt requires implementing one or more strategies such as paying off one card at a time or consolidating all debt into one payment. Another strategy is to pay more than the minimum amount each mo...

www.reference.com/article/pay-off-credit-card-debts-69ad1e87544d5542