Settlement letters to creditors are letters sent by a consumer to a lender with whom they have a past due account. The purpose of the letter is to offer a lump sum payment to settle the account and stop any further colle... More »

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Writing an insurance settlement letter involves establishing any injuries sustained, why another individual is responsible for those injuries, the nature and cost of any medical treatment, and specific figures of any los... More »

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Several websites, including those for LeaveDebtBehind, CuraDebt and SJ Packman & Associates, offer sample debt settlement letters for customers. All these sites protect the identity of the debtor for privacy reasons. More »

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Methods for removing derogatory information from credit reports include asking creditors to remove negative information; filing a dispute with the credit reporting agency; filing a complaint with the Consumer Financial P... More »

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A consumer can get out of a car loan by selling the car, refinancing, negotiating a new contract or turning the car over to the lender, according to Bankrate. A consumer who is willing to give up a car can consider allow... More »

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If a consumer's credit is too poor to qualify for financing through Dell, they need to look for financing through an alternative source like Amazon, Best Buy, or a private lender. If a consumer knows a person with good c... More »

Making a mortgage payment online involves establishing an account at the lender's website, then transferring the payment monthly by filling out a form on the site, as Bankrate explains. Payments post efficiently, and len... More »

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