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Options for pension and retirement include different types of plans such as defined contribution plans, defined benefit plans, cash balance plans, simple IRAs and more. Deciding between a monthly income or a lump sum is an important decision for those planning their retirement, according to Consumer


Pension benefits do not begin until a person retires from the position that grants the benefits, according to FindLaw. By definition, a pension is money that a person receives after retiring. However, it is possible to work beyond retirement, even for the same company.


Pension plans are retirement savings plans that employers set up to provide future financial security to employees, according to the U.S. Department of Labor. The two major types of retirement plans have a number of possible variations. Plan administrators are required to provide employees with a fo


Individuals interested in comparing pension plan information can do so on the website of the Internal Revenue Service, irs.gov. Other websites that offer information about various options regarding pension plans include investopedia.com and CNBC.com. There are two main types of retirement plans, acc


The Social Security Administration, the U.S. Department of Labor and Bankrate offer specialized web-based calculators that can help prospective retirees estimate their future pensions, according to the respective websites of the three organizations. In addition, prospective retirees can determine ro


There are two main types of retirement pension plans: defined benefit plans and defined contribution plans, as stated by the United States Department of Labor. A benefit plan ensures specific benefits upon retiring and a contribution plan requires the employer to contribute in part to the retirement


A civil service retirement pension is a benefit payout as a result of contributions to the Civil Service Retirement System by federal employees. The Civil Service Retirement Act established this retirement system in 1920 and was replaced by the Federal Employees Retirement System in 1987.


New York State retirement pension income is subject to federal income tax. It is not taxable by New York State or its municipalities. If you move to another state, the pension income may be taxable by the new state.


The Employee Retirement Income Security Act is one of the major laws protecting employee pension plans, according to FindLaw. This act sets the minimum requirements for participation, such as how long an individual must work before having access to benefits, and the minimum requirements for funding


Canada's Pension Plan provides monthly income to Canadian seniors after they turn 65, disability payments and benefits to eligible children. Most people between the ages of 18 and 65 who work and earn at least $3,500 per year must contribute. Only those living in Quebec are exempt.