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A payday loan is a short-term loan, usually $500 or less, that borrowers are expected to pay before their next payday. Payday loans are an option to fund unexpected purchases that arise before the end of the month. More »

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Payday loans refer to loans from lenders for small amounts of money, usually less than $500 at a time, with loan payment due on applicants' scheduled pay days, as stated by the Consumer Financial Protection Bureau. Payda... More »

www.reference.com Business & Finance Credit & Lending Personal Loans

Seldom, if ever, is it a good idea to use payday lenders, because they ask for personal identifying information, such as a person's Social Security number, which in the wrong hands can be used to steal a person's identit... More »

www.reference.com Business & Finance Credit & Lending Personal Loans
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Obtain a payday loan by researching different lenders in your area. After selecting a lender, complete an application, and provide the required documentation. Review the loan terms upon approval, and then sign the requir... More »

www.reference.com Business & Finance Credit & Lending Personal Loans

Customers can apply for a payday loan in-person at a lender with proof of income and a valid checking account, according to Advance America. Some payday lenders also allow customers to apply for loans online through thei... More »

www.reference.com Business & Finance Credit & Lending Personal Loans

Get a payday loan by filling out an online application form or submitting a faxed application, states About.com. Upon application approval, the lender deposits the funds into your checking account and electronically with... More »

www.reference.com Business & Finance Credit & Lending Personal Loans

According to Money Super Market, when someone does not pay back a payday loan, interest and late charges are accrued and the debt will be sent to a debt collection agency. Payday lenders usually send the debt to a debt c... More »

www.reference.com Business & Finance Credit & Lending Personal Loans