Government student loan programs, including the Stafford Loan and Perkins programs, are awarded based on need and not credit score eligibility, notes There are also private lenders that offer options for studen... More » Education Colleges & Universities

Federal student loans generally do not require credit checks or cosigners, and they are need-based. You can fill out a free application for federal student aid at to apply for these loans. You may be able to qu... More » Business & Finance Credit & Lending

To get a student loan without a credit check, fill out and submit the Free Application for Federal Student Aid, advises Some specialized groups also offer loans for students in certain fields of ... More » Business & Finance Credit & Lending

To fix your credit score, open a bank account, get a secured credit card, take out an installment loan and pay your student loans. Lastly, become an authorized user on a relative’s credit card. More » Business & Finance Credit & Lending

Those who have student loans and wish to apply for a student loan forbearance can do so by determining their eligibility, contacting their loan provider and completing the necessary forms and documentation. A forbearance... More » Education Colleges & Universities

A Perkins Loan is an educational loan that features a low interest rate, and it is available to undergraduate, graduate and professional students who demonstrate exceptional financial need, according to the United States... More » Business & Finance Credit & Lending

Higher education programs are expensive due to a variety of factors including tuition increases, reductions of state budgets, higher student loan fees, and longer times to complete four-year degrees. As of October 2014, ... More » Education Colleges & Universities