Government student loan programs, including the Stafford Loan and Perkins programs, are awarded based on need and not credit score eligibility, notes Debt.org. There are also private lenders that offer options for studen... More »

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Federal student loans generally do not require credit checks or cosigners, and they are need-based. You can fill out a free application for federal student aid at FAFSA.gov to apply for these loans. You may be able to qu... More »

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To get a student loan without a credit check, fill out and submit the Free Application for Federal Student Aid, advises CollegeScholarships.org. Some specialized groups also offer loans for students in certain fields of ... More »

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To fix your credit score, open a bank account, get a secured credit card, take out an installment loan and pay your student loans. Lastly, become an authorized user on a relative’s credit card. More »

www.reference.com Business & Finance Credit & Lending

Those who have student loans and wish to apply for a student loan forbearance can do so by determining their eligibility, contacting their loan provider and completing the necessary forms and documentation. A forbearance... More »

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A Perkins Loan is an educational loan that features a low interest rate, and it is available to undergraduate, graduate and professional students who demonstrate exceptional financial need, according to the United States... More »

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Higher education programs are expensive due to a variety of factors including tuition increases, reductions of state budgets, higher student loan fees, and longer times to complete four-year degrees. As of October 2014, ... More »

www.reference.com Education Colleges & Universities