As of October 2015, the mortgage rates at CashCall Mortgage range from 2.75 to 5.25 percent, depending on the type of loan and its term, according to CashCall. CashCall's featured mortgage is a 15-year, fixed-rate loan a... More »

An adjustable rate mortgage, also known as variable- or floating-rate mortgage, is a type of mortgage where the rate of interest paid on the remaining principal varies based on a specific benchmark. Often, the initials r... More »

Negotiating a low mortgage rate is done by shopping around for different quotes, seeing if the lender would be willing to take less commission and asking which rate pricing adjustments were made to the loan, according to... More » Business & Finance Credit & Lending

Factors that influence a person's mortgage rate when buying a home include a credit score, home price, loan amount, loan term and type of interest rate, according to the U.S. Consumer Financial Protection Bureau. Economi... More »

Bank of Montreal mortgage rates are calculated using a number of criteria, including the type of loan, the length of the loan and any market conditions. The credit history and financial information of the borrower can al... More » Business & Finance Credit & Lending

Three factors to use in comparison shopping for a commercial loan are the type of loan, the term length and the overall cost, advises NerdWallet. These factors help identify the loan that best meets the specific needs of... More » Business & Finance Credit & Lending

A mortgage is a type of loan used to purchase a home. It gives the bank the right to take the house in case the borrower defaults. More »