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Banks and other lending institutions provide pre-approval letters for loans. The application process usually involves a full credit report check and disclosure of financial information, such as the two previous years' pa... More »

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A pre-approval letter includes the type of loan, amount of the loan and loan term for which the borrower is pre-approved, according to CHL Mortgage. The borrower's total monthly payment, if approved, is also typically li... More »

www.reference.com Business & Finance Credit & Lending

Pre-approval means a lender is ready to make a customer a loan or extend some other type of credit based on information the customer provided or that the lender retrieved from a credit reporting agency. Pre-approval is n... More »

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Facts about guaranteed cash loans include the fact that legitimate lenders and financial institutions can't claim that anyone is guaranteed a loan, the Federal Trade Commission notes. Banks and other financial institutio... More »

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NMLS loan originators hold a license by the National Mortgage Licensing System to originate mortgage loans in participating state agencies, including Puerto Rico, the U.S. Virgin Islands, Guam and the District of Columbi... More »

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Subprime lenders that loan to people with low credit scores include LendUp, an online provider of personal loans, and Springleaf Finance, Inc., which has branch locations across the country and provides personal and auto... More »

www.reference.com Business & Finance Credit & Lending Personal Loans

People without jobs can go to pawn stores for loans, get home equity lines of credit or ask someone to co-sign on the loan. However, it helps if they have other income sources, such as unemployment or alimony payments. T... More »

www.reference.com Business & Finance Credit & Lending Personal Loans