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The home foreclosure process begins with missed mortgage payments and failure of the borrower to meet lender-specified alternative payment deadlines, according to the U.S. Department of Housing and Urban Development. If ... More »

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Due to the fact that New Jersey is a judicial foreclosure state, a lender must go through a court to repossess a home after the mortgage is considered in default, which typically consists of three or more months of misse... More »

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The exact process for how foreclosure works varies by state law; however, there are some processes that are the same or similar across all states. In most cases, the foreclosure process begins with a borrower falling fou... More »

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The foreclosure process differs from state to state, according to the Department of Housing and Urban Development. Typically, mortgage companies attempt to contact the homeowner after the first and second missed payments... More »

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Government subsidized housing for low-income people can be obtained through privately owned subsidized housing, public housing and Section 8 housing, according to the U.S. Department of Housing and Urban Development. Ind... More »

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Individuals looking for apartments with rent based on income can turn to the Department of Housing and Urban Development. Individuals can qualify for low-income housing based on their income, a disability, or if they are... More »

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A mortgage loan modification, in which certain terms of a borrower's loan are permanently altered, is permissible for only one time within 24 months and requires particular financial analysis criteria, such as a verifiab... More »

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