Life insurance companies are rated based on their creditworthiness, which is defined as their capacity to satisfy their continuing financial, contract and policy obligations, according to A.M. Best. As of 2015, A.M. Best... More » Business & Finance Insurance

Massachusetts Mutual Life Insurance Company and New York Life Insurance Company offer life insurance policies, as of 2015, notes Both companies have been in business for more than 150 years and offer several t... More » Business & Finance Insurance

The top five life insurance companies for 2015 include HSBC Insurance, Nationwide Mutual Insurance Company, New York Life, Globe and Prudential Life Insurance, according to Liberty Mutual, Mutual of Omah... More » Business & Finance Insurance

Insurance companies calculate insurance premiums by estimating the likelihood of a claim using available data about a policy applicant's life history, age and health. If the insurance company deems that the probability o... More » Business & Finance Insurance

New York Life Insurance Company receives high ratings on its financial strength from A.M. Best, Fitch Ratings, Moody's Investor Service and Standard & Poor's as of July 2015, states New York Life Insurance Company. A.M. ... More » Business & Finance Insurance

Individuals shopping for a life insurance policy should calculate the coverage needed and select a reliable, highly rated insurance provider before purchasing insurance, recommends Market Watch. Estimate the money your s... More » Business & Finance Insurance

A term life insurance policy is a straight-forward product where a person pays monthly premiums in exchange for a guaranteed death benefit. It is called a "term" policy because it covers the insured person for a certain ... More » Business & Finance Insurance