Life insurance companies are rated based on their creditworthiness, which is defined as their capacity to satisfy their continuing financial, contract and policy obligations, according to A.M. Best. As of 2015, A.M. Best... More »

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Massachusetts Mutual Life Insurance Company and New York Life Insurance Company offer life insurance policies, as of 2015, notes About.com. Both companies have been in business for more than 150 years and offer several t... More »

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The top five life insurance companies for 2015 include HSBC Insurance, Nationwide Mutual Insurance Company, New York Life, Globe and Prudential Life Insurance, according to A2ZTermLife.com. Liberty Mutual, Mutual of Omah... More »

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Insurance companies calculate insurance premiums by estimating the likelihood of a claim using available data about a policy applicant's life history, age and health. If the insurance company deems that the probability o... More »

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New York Life Insurance Company receives high ratings on its financial strength from A.M. Best, Fitch Ratings, Moody's Investor Service and Standard & Poor's as of July 2015, states New York Life Insurance Company. A.M. ... More »

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Individuals shopping for a life insurance policy should calculate the coverage needed and select a reliable, highly rated insurance provider before purchasing insurance, recommends Market Watch. Estimate the money your s... More »

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A term life insurance policy is a straight-forward product where a person pays monthly premiums in exchange for a guaranteed death benefit. It is called a "term" policy because it covers the insured person for a certain ... More »

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