Long term disability insurance is a policy that protects employees if they are unable to work because of an injury or an illness for a long duration. It's estimated the average employee with a long term disability misses... More »

If employers offer long-term disability, employees generally have to have worked for the employer for a minimum amount of time and must work full-time, generally at least 30 hours per week, according to Employ... More »

Long-term disability is a physical or mental handicap that causes an inability to work, an inability to adjust to other work because of a medical condition or a handicap that is expected to last for at least or a year or... More »

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One of the main questions employees want to know is whether the employer or employee pays for short-term disability insurance. Many companies cover the cost of short-term disability insurance, which may then lead to ques... More »