Insurance is essentially a group-oriented risk management strategy: insurance companies cover individuals and families in the event of losses and accidents by pooling money received by people with similar risks, which al... More »

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MultiPlan Insurance is an organization helping individuals and small businesses coordinate benefits and coverages for various workplaces and health care needs with the benefit of substantial discounts. In the present mar... More »

Term life insurance pays a death benefit to an insured’s beneficiaries if the insured dies while the policy is in force. The term and dollar amount of coverage are determined at the inception of the policy, and premiums ... More »

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Accident insurance is insurance that compensates individuals or their beneficiaries for expenses incurred as the result of accidents. Accident insurance benefits vary according to the agreement between the insurance comp... More »

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Insurance fraud refers to any situation in which a person falsely tries to claim insurance money when that person isn't entitled to it. Insurance fraud is a crime, and it is normally categorized as either soft fraud or h... More »

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The Texas Department of Insurance, or TDI, regulates insurance companies within the State of Texas based on the provisions of the Texas Insurance Code, as stated by the Consumer Protection Division of the Texas Attorney ... More »

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Insurance company ratings are determined by four companies: Standard and Poor’s Insurance Ratings Services, Moody’s Investor Services, Fitch Ratings and A.M. Best Company Inc., explains the Insurance Information Institut... More »

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