Illinois mortgage holders must file lawsuits in order to foreclose on properties, explains All Law. Prior to foreclosure, the lender must file several forms, including a grace period notice, a notice of sale, and a summo... More » Government & Politics Law

Due to the fact that New Jersey is a judicial foreclosure state, a lender must go through a court to repossess a home after the mortgage is considered in default, which typically consists of three or more months of misse... More » Business & Finance Credit & Lending

The home foreclosure process begins with missed mortgage payments and failure of the borrower to meet lender-specified alternative payment deadlines, according to the U.S. Department of Housing and Urban Development. If ... More » Business & Finance Real Estate
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