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People asking for loan modifications should write mortgage hardship letters that include explanations of their financial hardships, potential solutions and steps already taken to address the hardships, advises Bankrate. ... More »

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When composing a hardship letter to a mortgage company to defend a foreclosure, you should present a clear picture of your current financial situation and explain the circumstances that are beyond your control that have ... More »

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Resource websites such as Dummies.com and HSH.com provide examples and writing guides for hardship letters. A hardship letter explains a homeowner's request for mortgage modification amid financial problems. More »

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