A flood insurance rate map, or FIRM, is the official map that outlines a community's floodplain boundaries, flood elevations and flood zones. FIRMs, created by the National Flood Insurance Program, are used by property o... More » Business & Finance Insurance

The Flood Insurance Rate Maps produced by FEMA, the Federal Emergency Management Association, highlight flood-risk and hazard areas. The maps also designate the areas where insurance premiums are higher due to the flood ... More » Business & Finance Insurance

Homeowners living in a high-risk flood zone are often required to take out a flood insurance policy in addition to their regular homeowners insurance policy, according to SFGate. A homeowner is only able to buy flood ins... More » Business & Finance Insurance
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The Federal Emergency Management Agency determines base flood elevations and publishes them in its Flood Insurance Rate Map, or FIRM, which designates special hazard areas and the risk premium zones for your community. S... More » Art & Literature Architecture

The Federal Emergency Management Agency (FEMA) identifies flood zones by assessing the risks present in certain areas, including storm tides, river flow and rainfall, among other statistics, according to the FEMA website... More » Business & Finance Insurance

A flood risk assessment evaluates an area for its potential to experience flooding and damage within 100-year flood zones that governments designate, according to ArcGIS. Flood risk assessment maps show natural and man-m... More » Business & Finance Insurance

American Strategic Insurance offers builder's risk, commercial, condominium owners, flood and homeowners insurance, according to American Strategic Insurance. The company also offers investment, renters, seasonal and umb... More » Business & Finance Insurance