The difference between credit and debit, relating to a bank card, is that credit allows a purchase without immediate funds based on the customer's trusted and proven ability to pay, while debit is an actual debt recorded... More »

There is no difference between a check card and a debit card. According to Visa, they are both cards that access funds from a checking account. They work similar to a check in that the money used to make purchases is dra... More » Business & Finance Personal Banking

Credit cards are a convenient way to borrow money from a bank for purchase. Consumers pay this loan back on a set schedule. Banks charge interest for this convenience if consumers don't repay on time. More »

Making regular debit card payments does not help to build a credit score because debit cards are linked to checking accounts, and checking account history is not a factor in credit bureau analysis, states Howe... More » Business & Finance Credit & Lending

As of 2015, an Ashley Stewart credit card offers a 20-percent discount on a customer's first purchase and an annual 20-percent discount coupon for her birthday, according to the retailer. The card also provided exclusive... More » Business & Finance Credit & Lending

Benefits of a TJX Rewards credit card include 10 percent off a customer's first purchase at, no annual fee and rewards points redeemable for T.J.Maxx Rewards certificates. Other benefits include enrollment in ... More » Business & Finance Credit & Lending

Mobile credit card readers scan the magnetic strip on the back of a credit card to obtain customer account information, as The Nest reports. This data then allows the reader to transmit a processing request to the custom... More » Business & Finance Credit & Lending