The main difference between term and whole life insurance is the length of the policy. Other lesser differences include the price, cash value accumulation and the length of the premium guarantee. More » Business & Finance Insurance

When deciding between term life insurance and whole life insurance, the individual should consider his current financial needs as well as his long-term financial objectives in regards to providing for his dependants and ... More » Business & Finance Insurance

The chief difference between standard and term life insurance is that standard insurance builds up equity, while term insurance has no cash value when the term expires. For this reason, standard insurance is generally mo... More » Business & Finance Insurance

Unum offers term life insurance, whole life insurance and universal life insurance. Term life insurance provides coverage for only a specific period, whole life insurance is coverage that is consistent through retirement... More » Business & Finance Insurance

A term life insurance policy is a straight-forward product where a person pays monthly premiums in exchange for a guaranteed death benefit. It is called a "term" policy because it covers the insured person for a certain ... More » Business & Finance Insurance

Consumers can obtain a term life insurance policy through United of Omaha Life Insurance Company if they are between the ages of 30 and 74, answer a few health questions and complete the application online or through an ... More » Business & Finance Insurance

A 20-payment whole life insurance policy is a type of limited payment whole life insurance where premiums are paid over a shorter period of time, according to the New York State Department of Financial Services. Under th... More »