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A debt pay down calculator is used by entering the amount owed, interest rate and monthly payment, notes CNN Money. The monthly interest is added to the total amount owed for the last month. The monthly payment is subtra... More »

www.reference.com Government & Politics Law Debt Law

Crown Financial Ministries offers a free online debt snowball calculator on its website, Crown.org. SVT Software offers the free and highly rated Debt Payoff Assistant app for iPads and iPhones through iTunes. More »

www.reference.com Business & Finance Financial Calculations

To calculate the amount of time it takes to pay off a loan, determine the loan type and enter all relevant information into a loan calculator. Loan calculators are available through Bankrate and CNN Money, notes each org... More »

www.reference.com Business & Finance Financial Calculations
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The best way to determine one's debt, how much is owed and to whom these debts are owed would be to request a current credit report and credit score, according to CNN Money. Free copies are available of one's credit repo... More »

www.reference.com Government & Politics Law Debt Law

Using a credit card calculator, such as that featured on the Bankrate website, enter your credit card balance and interest rate, along with either your monthly payment or the number of months after which you wish to be d... More »

www.reference.com Business & Finance Credit & Lending

Laws governing debt collection rights include a debt collector having to validate any debt the collector is attempting to collect, the Federal Trade Commission says. The law also mandates that a debt collector cannot con... More »

www.reference.com Government & Politics Law Debt Law

Cancellation of debt is reported to the IRS on Form 1099-C, according to Connie Prater and Fred Williams for CreditCards.com. The IRS considers a cancelled debt as income, and a 1099-C is provided to the debtor and the I... More »

www.reference.com Government & Politics Law Debt Law