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Debt collection statutes of limitations vary by state, the Consumer Financial Protection Bureau notes. Companies can attempt to collect a debt indefinitely, but they cannot sue debtors to collect debts for which the stat... More »

State law sets statutes of limitations for debts, which may vary from state to state, according to the Federal Trade Commission. Some states have several statutes of limitations. The applicable law depends on the type of... More »

Defendants served with a debt collection lawsuit should respond by obtaining a consumer lawyer if the debt specified in the case is significant, according to the Law Offices of Robert J. Nahoum. The individual being sued... More »

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When served with a debt collection letter, individuals can respond in a few different ways, depending on their particular situation, advises the Consumer Financial Protection Bureau. The response letter should address ea... More »

A debt collection letter should include the amount of the debt, the debtor, how the individual can dispute the debt and how he can verify the debt, according to the Consumer Financial Protection Bureau. All of the inform... More »

If you receive a collection letter and question some of the details the debt collector supplies, request a written formal verification of the debt and the name and address of the original creditor, reports the Consumer F... More »

Consumers can file a complaint against Portfolio Recovery Associates, or any other collection agency, by contacting the Consumer Financial Protection Bureau through its official website. The Attorney General's office for... More »