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www.reference.com/article/death-benefits-life-insurance-policy-857ca3f5c97691f5

Check the deceased's personal effects for death benefits, states the National Association of Insurance Commissioners (NAIC). Try the state's insurance department if personal records do not produce the needed documents.

www.reference.com/article/benefits-getting-insurance-through-standard-life-1570e71f90ac0594

An employer has access to health care, dental care and other medical services covered by the Standard Life insurance. This insurance benefits package assists employers in providing a group insurance solution for their employees, says Standard Life.

www.reference.com/article/death-benefit-1d1fb5b79dbe0ffd

A death benefit is a lump sum or annuity paid out upon the death of a life insurance policy holder to the beneficiary of the policy, according to Fidelity. Death benefits are generally tax-free.

www.reference.com/article/benefits-whole-life-term-life-insurance-aeb249fe561a9159

Term life insurance is temporary coverage with premiums that increase at predetermined intervals, while whole life insurance is permanent protection with level premiums and living benefits, such as cash-value accumulation and loan privileges, according to the New York Life Insurance Company. Term li

www.reference.com/article/life-insurance-important-177fb3f40abe36c9

Life insurance is important because it offers an income to loved ones or other beneficiaries in the event of the death of the insured, explains Futurity First. Life insurance proceeds help cover the significant cost of a funeral and burial and leave loved ones without significant debts related to th

www.reference.com/article/types-life-insurance-3cd954fab443ac13

Types of life insurance policies include whole life, universal life, variable life and variable universal life. The various types of insurance come with different durations, structures, costs and variations.

www.reference.com/article/life-insurance-80d8f70c827c693a

Life insurance provides ongoing income for a policyholder's family if he suddenly dies, according to The Motley Fool. In addition to replacing the deceased's income, life insurance can also cover funeral, legal and medical expenses that result from the policyholder's death.

www.reference.com/business-finance/non-life-insurance-5fbc730e6cdccae3

Non-life insurance policies provide coverage to protect consumers against the risk of their insurance premiums. These types of policies are more common in European countries.

www.reference.com/article/need-life-insurance-cad969a08af2db38

According to Futurity First, life insurance is an important asset because it provides financial protection for the beneficiaries, helping pay for funeral expenses, pay-off debts that could be assigned to the estate and providing living expenses to any dependents. Life insurance can also be used to p

www.reference.com/article/benefits-having-national-life-group-insurance-badcc633ad825a02

The benefits of purchasing whole life insurance from National Life Group include guaranteed death benefits and cash values, fixed level premiums, and possible dividend payments, explains the company's official website. National Life Group also offers universal life insurance, which provides flexible