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The three major reporting agencies, Experian, Equifax and TransUnion, use a combination of payment histories, outstanding debts, length of credit history, new credit and types of credit to calculate credit scores, as of ... More »

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A good credit score is generally considered to be 700 or higher, according to Experian. Having a good credit score is one of the most important determining factors when borrowing money for a car or home, or when looking ... More »

www.reference.com Business & Finance Credit & Lending

A credit score scale ranges from 300 to 850, according to NerdWallet. This range is according to an algorithm computed by Fair Isaac Corp., the most commonly used credit rating scale used by lenders in the United States. More »

www.reference.com Business & Finance Credit & Lending
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In the United States, an individual can receive a free annual credit report from any of the three nationwide credit reporting agencies, Equifax, Experian, and TransUnion, by calling 877-322-8228, states the Federal Trade... More »

www.reference.com Business & Finance Credit & Lending

The Fair Isaac Corporation, which calculates most credit scores, calculates FICO scores using information from credit reports, including consumers' payment histories, amounts owed, length of credit history, new credit an... More »

www.reference.com Business & Finance Credit & Lending

The three credit bureaus in the United States are TransUnion, Experian and Equifax. Credit bureaus are consumer reporting agencies. They are responsible for gathering and reporting consumer's credit information. More »

www.reference.com Business & Finance Credit & Lending

According to MyFICO, the three credit bureaus that determine an individual's FICO score, Equifax, Experian and TransUnion, are equally accurate. They are also typically similar, as the same mathematical equation is used ... More »

www.reference.com Business & Finance Credit & Lending