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Companies need to verify credit card information to make sure the credit card number matches the identity of the person using it, states Experian. This helps to reduce fraud and ensure that businesses are paid for produc... More »

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To start a prepaid credit card company, set up a business name, choose a credit card company, design the card, set up a computer system and market the card, according to the Houston Chronicle. Specialize the card to targ... More »

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Credit card companies increase a balance when the monthly interest is computed on any positive remaining balance that hasn't been paid. The interest is added onto the balance, along with any fees if the minimum monthly p... More »

www.reference.com Business & Finance Credit & Lending
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According to the federal Fair Credit Reporting Act, all consumers are entitled to free credit profile numbers, also known as credit reports, from the three main credit reporting companies of Experian, Equifax and TransUn... More »

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Major gasoline companies that offer branded credit cards include BP, ExxonMobil, Shell, Chevron, Lukoil, HESS and Gulf; these companies partner with major credit card issuers such as MasterCard and Visa to offer cards to... More »

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Several major credit card companies, including American Express, Capital One and Discover, allow customers to pre-qualify for cards online, as stated by Magnify Money. These pre-qualification offers give consumers a basi... More »

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To get a zero-interest credit card, check your credit score, and apply to a companies that issues zero-interest cards to people with similar credit scores. Limit your applications to one card at a time, as multiple appli... More »

www.reference.com Business & Finance Credit & Lending