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www.reference.com/article/advantages-disadvantages-using-credit-68cebc76c29dc944

The University of Nebraska-Lincoln explains that using credit is convenient and allows consumers to cover unexpected expenses; however, it can lead to overspending. In addition, consumers using credit typically spend more in fees and interest.

www.reference.com/article/advantages-disadvantages-trade-credit-675e4c97aec23470

The greatest advantages of trade credit to businesses include the availability of zero percent financing and potential discounts on needed goods, while the biggest disadvantage is the risk of late payment fees. Trade credit is an arrangement between a supplier and a business to receive goods or serv

www.reference.com/article/advantages-disadvantages-smart-cards-7555b9c55f037313

Smart cards offer convenient and quick methods for conducting financial transactions but leave users at risk of security breaches such as stolen passwords and identity theft. Smart cards are lightweight and highly transportable. With the simple swipe of these cards, consumers can make purchases quic

www.reference.com/article/advantages-disadvantages-debit-cards-14192e0abba8b68d

Some of the advantages of debit cards include convenience, being able to save time, the ability to get cash back, and staying within a budget. Examples of disadvantages include having a harder time fighting charges, extra fees, not being able to improve credit, and minor fraud protection.

www.reference.com/article/advantages-disadvantages-computer-2e2bee9f61d876a4

Computers are a wonderful, modern convenience. They make writing easier, banking more convenient and schools, offices and factories more efficient. There are, however, disadvantages to using computers, such as loss of jobs, academic dishonesty, theft and invasion of privacy.

www.reference.com/article/advantages-disadvantages-accounting-44944f56bd4d2b7f

The advantages of accounting include evaluating an entity's financial performance, tracking its progress and reporting the figures to its stakeholders. Disadvantages of accounting include complex rules and sometimes arbitrary or conflicting accounting standards. Regardless of its pros and cons, acco

www.reference.com/article/advantages-disadvantages-specialization-522d669bcc5578f2

The primary advantage of specialization is that a business or worker can build a reputation for expertise in a given area. A major drawback is that specialization limits opportunities to develop in other areas, which is challenging when demand for the specialization wanes.

www.reference.com/science/advantages-disadvantages-electricity-329e76679b207653

Electricity powers a wide range of devices that cannot work with other forms of energy, but it can be dangerous. Without electricity, modern computer technology would not work. Generating electricity, however, can cause significant environmental harm.

www.reference.com/world-view/advantages-disadvantages-computers-business-f8137a3cf267eab3

The advantages of computers in business include improved work efficiency, reliable record keeping, effective communication, business research and marketing. However, computers contribute to unemployment, health issues and require additional infrastructure for effective operation

www.reference.com/world-view/advantages-disadvantages-technology-2e7f5137b56b1d6a

According to Use of Technology, the advantages of technology include access to information, improved communication, improved entertainment, educational convenience, social networking and advancements within various industries. Disadvantages of technology include increased loneliness, potential addic