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Consumer consolidated debt is a method of managing many debt payments at once by combining them all into one monthly payment, reports About.com. Consumers can accomplish this by taking out home equity loans or debt conso... More »

Consolidated bill paying generally means combining multiple debt payments, such as many credit card payments, into one simpler payment, according to Debt.org. A consumer initiates a new loan with an entity that pays off ... More »

Consolidating credit card debt may simplify or lower monthly payments, but its usefulness depends on the situation, states the Consumer Financial Protection Bureau. Consider contacting individual creditors to discuss the... More »

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Mortgage calculators use loan amount, interest rate and number of monthly payments to compute the amount of a monthly mortgage payment, according to Interactive Mathematics. Many websites offer interactive mortgage calcu... More »

To determine a debt-to-income ratio, a person divides the total of all monthly debt payments by monthly gross income, according to About.com. If the total debt is $1,500 and the total income is $4,000, for instance, the ... More »

A business valuation formula is a method of estimating the value of a business using general revenue guidelines, reports About.com. Buyers, sellers and appraisers use a number of methods to value businesses depending on ... More »

An economic continuum is a method of categorizing parts of the economy, starting with those parts closest to the natural environment and flowing to those parts furthest away from it, according to About.com Geography. Mor... More »