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People can clean up their credit reports by disputing errors with credit reporting agencies and with the banks or lenders who extended the credit, notes Forbes. If they are unable to clean up their reports using these me... More »

www.reference.com Business & Finance Credit & Lending

One significant way to clean up bad credit is to make on-time payments consistently, according to MyFICO. A payment schedule or automated reminder tool helps. Checking a credit report to identify any errors and sources o... More »

www.reference.com Business & Finance Credit & Lending

There is no legitimate way to fix bad credit quickly, and credit-repair companies that claim they can do so are likely scamming consumers, notes the Federal Trade Commission. Consumers who wish to repair their credit mus... More »

www.reference.com Business & Finance Credit & Lending
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To get a free annual credit report, visit AnnualCreditReport.com, the centralized website for obtaining consumer credit reports from the three nationwide credit reporting agencies, according to the Federal Trade Commissi... More »

www.reference.com Business & Finance Credit & Lending

The three nationwide credit reporting agencies have created a singular website, Annual Credit Report, to offer a free accounting of a credit report from each agency. The report can be filed as a group or at different tim... More »

www.reference.com Business & Finance Credit & Lending

In the United States, an individual can receive a free annual credit report from any of the three nationwide credit reporting agencies, Equifax, Experian, and TransUnion, by calling 877-322-8228, states the Federal Trade... More »

www.reference.com Business & Finance Credit & Lending

Consumers can increase their credit ratings by monitoring their credit reports and correcting any errors, reports Forbes. They can also keep at least one credit card but use it sparingly, pay bills on time and raise thei... More »

www.reference.com Business & Finance Credit & Lending