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As of 2015, the best credit card is the Freedom issued by Chase Bank, according to NerdWallet.com, which gives the card five out of five stars. CreditKarma.com and Get.com give the card 3.5 and 4.9 out of five stars, respectively, and CreditCards.com gives the card favorable ratings as well.


Credit cards are a convenient way to borrow money from a bank for purchase. Consumers pay this loan back on a set schedule. Banks charge interest for this convenience if consumers don't repay on time.


Getting a credit card is a fairly straightforward process that requires you to submit an application for a card and receive an approval or denial. The result of an application is mostly based on your credit score, although other factors are relevant to some banks. If you already have good credit, yo


A credit card number is normally 16-digits long, although the actual length varies depending on the card company. The maximum length of any card is 19 digits, and companies follow a specific identification protocol for number length.


A credit card is one of the popular financial tools as it offers several benefits. Knowing how credit cards work can help to avoid any potential pitfalls later on.


Credit cards allow an authorized user to borrow money for expenditures up to a limit established by the card provider. The available limit is based on the cardholder's credit rating, other debt, income and other personal factors assessed by the lender.


The website for the Discover credit card is Discover.com. Along with Discover credit cards, this site covers the company's banking and loan services, such as IRA accounts and student loans.


Applicants for a credit card need to be at least 18 years old and have independent income or reasonable access to a partner's income, explains About.com. Factors that also help, especially in qualifying for lower interest rates, include a solid credit history and little debt.


Credit cards available for people with bad credit as of 2016 include Capital One Secured MasterCard, Navy Federal Secured Card and Open Sky Secured Visa Card, according to CNN Money. Other cards for consumers with bad credit include Mango Prepaid MasterCard, Citi Secured MasterCard, Capital One Cash


Credit cards available to consumers with poor credit histories include the Capitol One Classic Platinum unsecured card, DCU Visa Platinum secured card, Wal-Mart store card and the prepaid American Express Serve card. Department store cards are usually easiest but not necessarily the best card to get