The average deposit rates for credit unions range between 0.13 and 0.83 percent, as of the period between 2008 and 2014. Typically, credit unions offer higher rates of return than commercial banks. More » Business & Finance Personal Banking

As of 2014, the average mortgage rate from a credit union for a 30-year fixed mortgage is 4.29 percent, according to This rate compares favorably to the average bank's rate of 4.28 percent for mortgage... More » Business & Finance Credit & Lending

Bankrate publishes a list of the savings accounts offered by banks that have the highest interest rates. As of July 30, 2015, Synchrony Bank's interest rate of 1.05 percent is the highest rate on a savings account withou... More » Business & Finance Personal Banking Bank Accounts

Some good credit unions include Alliant Credit Union, Pentagon Federal Credit Union and Connexus Credit Union. All of these credit unions are open to everyone and offer online access to all services. More » Business & Finance Personal Banking

Not all banks and credit unions provide online access to members, and the law does not require them to do so. Those that provide online access are not required to provide it for free. More » Business & Finance Personal Banking

The average rate for a one year certificate of deposit, or CD, offered by a credit union was 0.511% in 2014. CD interest rates can vary, ranging from 0.3% to 1.0% a year. The minimum deposit amount also has an impact. Th... More » Business & Finance Personal Banking

Most banks and credit unions accept loose change as a deposit or in exchange for paper money, though they may restrict this service to members with accounts. Coinstar machines are another option commonly found at retail ... More »