The Social Security Administration recommends applying for Social Security benefits three months before a person wants to receive benefits. The earliest date for applying is at age 61 and nine months. If a person is alre... More » Business & Finance Financial Planning

To apply for Social Security benefits, fill out and submit an online application form. The process only takes a few minutes to complete. More »

Those who wish to apply for Social Security Disability Insurance, or SSDI, benefits can do so online at the official website, by calling The SSDI toll-free number or by visiting a local Social Security office. A TTY numb... More » Business & Finance Insurance Health Insurance

The Social Security Administration uses a person's highest-earning annual income over the course of 35 years, and then uses a formula by applying those figures to create the primary payment amount, explains AARP. The for... More » Business & Finance Financial Planning

Someone who is divorced can receive Social Security benefits if the ex-spouse is over 62 and the marriage lasted longer than 10 years, according to the Social Security Administration. The ex-spouse can also receive benef... More » Government & Politics Social Services

The main advantage of getting Social Security benefits early at age 63 is that retirees receive payments for a longer period of time, reports the Social Security Administration. This may be a good option for those who lo... More »

Social Security Benefits should begin at either full retirement age or between the ages of 62 and 70, according to the Social Security Administration. If started early, benefits are reduced based on the number of months ... More » Business & Finance Financial Planning