Financial assistance for free or low-cost auto repairs is available through charitable organizations, church groups and non-profit programs such as Modest Needs and Goodwill. Ways to Work, a national non-profit community development program, offers low-interest car repair loans to families in 20 states.
Modest Needs is a national non-profit organization that uses crowdfunding to provide grants to people in need of emergency assistance, including coverage of auto repair costs. The average grant amount ranges from $750 to $1,250.
Ways to Work offers financial assistance, education and case management through its network of 44 locations throughout the country. This program provides low-interest vehicle loans to help qualified families afford a car or car repairs. Applicants must have regular employment and show proof of their ability to repay the loan.
Working Cars for Working Families, a program of the National Consumer Law Center, provides a database of more than 120 programs to help low-income families obtain a vehicle. Visitors can search the database by ZIP code, city or state.
In early 2015, the Angie's Angel Help Network created a directory of local and regional car repair assistance programs for families in need. Many of these programs give priority to low-income families with children, victims of natural disasters, victims of domestic violence, military families and non-profit organizations.