What Types of Options Does BMW Financial Services Offer?


Quick Answer

BMW Financial Services offers options such as tailored financing, car leasing and special programs, such as the College Graduate Program, credit cards, insurance and protection programs. It is a subsidiary of BMW North America.

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Full Answer

Tailored financing helps customers own their BMW vehicles through lease-like options that offer personalized terms and competitive rates, such as its Select and OwnersChoice loan products. These loans allow customers to finance ownership on flexible terms that fit their calendars, lifestyles and even driving habits. Customers can apply for financing online at BMWUSA.com.

The car leasing service allows customers to drive a larger and more powerful BMW because leasing costs are less than an outright purchase. Customers pay only for the value of the vehicle during the lease period. When the lease expires, customers have the option to turn the vehicle in for another lease, purchase the vehicle at a pre-agreed price, or walk away.

BMW Financial Services runs several special programs. Its College Graduate program helps recent college graduates drive their own BMWs. The BMW Platinum Visa card lets drivers accumulate up to $10,000 worth of reward points that customers can put towards the price of their next BMW. In addition, the cardholder gets a 20 percent discount when using the card to purchase BMW driving courses. The various performance insurance and protection plans cover everything from windshields to tires, giving BMW owners total protection.

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