Mercedes Benz USA offers leases, standard financing, and balloon financing methods. While leases only permit a defined number of miles per year without additional costs, standard and balloon financing carry no mileage penalties.
A vehicle lease typically charges lower monthly payments than do standard or balloon financing methods. Leases, however, contractually lock the number of payments according to the duration of the contract, and often don't allow the option of paying the lease off early. At the end of the lease, the lessee must return the car to the dealership.
Balloon financing requires one lump-sum payment to the lender at a specified time. This option may not be available in all states.