What Are Some Car Dealerships in New York That Don't Do Credit Checks?


Quick Answer

Auto City in Brooklyn and Auto Expo in Huntington are among the car dealerships in New York that offer a financing option that does not require a credit check, as of 2016. In some cases, approval is given without the need for pay stubs or a down payment.

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Full Answer

Dealerships that offer financing without a credit check are sometimes known as "buy here, pay here" lots. These dealerships often issue approval based on a minimum monthly income and verification of home address. Dealerships such as Auto Expo provide in-house financing options that do not require giving a Social Security number or having a driver's license. They also work with borrowers that have undergone bankruptcy. In situations where income verification is not required, some dealerships require a substantial down payment.

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