Discover Boating, Essex Credit and Boat Trader provide boat loan calculators online. Each calculator requires an interest rate, the loan term in months or years and the amount of the loan. Seacoast Marine Finance's calculator can solve for any of the variables as long as the others are available.
Except for Seacoast Marine Finance, the calculators only solve for the monthly payment. Both Discover Boating and Boat Trader acknowledge that the loan calculator is for general information and comparative purposes only. The title, registration, tax and personal circumstances surrounding the loan cannot be considered in the calculation and do affect the real world outcome of a boat loan.