The U.S. Department of Education's Federal Student Aid website features lists and charts detailing requirements for student loan forgiveness, cancellation and discharge. It instructs those who believe they meet the conditions to contact their loan servicer.
All three types of federal student loans – direct loans, Federal Family Education Program loans and Perkins loans – are eligible for closed school discharge, total and permanent disability discharge and death discharge. All three are also eligible for discharge in bankruptcy in the rare case that, in the bankruptcy court's judgment, repayment of the loan would cause undue hardship. Only direct loans and Federal Family Education Program loans are eligible for teacher loan forgiveness, and only direct loans are eligible for public service loan forgiveness. Percentages of Perkins loan debt may be canceled for each year of service in certain professions. Other qualifications for loan discharge exist.