One of the most highly rated pieces of payment software is the Loan Amortization Schedule for Excel available for free from Download.cnet.com. The file is rated five out of five by editors and four out of five by users.
If users do not have, or prefer not to use, Microsoft Office, other good options are available, but many of these involve the purchase of additional software. National Law firms, for example, offers well-supported loan management and amortization software that is self-contained, but which can export data into other spreadsheet programs. This piece of software costs about $50 as of March 2015.