As of 2015, the average monthly cell phone bill for a customer on a major network is between $90 and $111, according to ConsumerReports.org. The amount of a monthly phone payment depends on numerous factors, including the carrier, type of plan, number of phones on the plan and the presence of additional features.
The carrier network is one significant contributing factor to the overall monthly cost of a mobile phone bill, with many of the major networks, such as AT&T and Verizon, charging more due to access to special features or because of the larger coverage area. Some smaller service providers may offer cheaper service charges, but place limitations on voice or data usage and only support regional coverage areas. Within each network, the number of phones on the bill also increases the monthly cost. While many networks offer discounts for multiple phones, such as through a family contract, this still typically makes the bill higher than an individual plan.
Customers with smartphones also typically pay a higher monthly rate than other customers because the plan includes data coverage, along with additional charges for going over the monthly data allotment. Customers with an annual or fixed contract may also pay a higher bill than customers with a monthly or per-use service agreement. Pay-as-you-go cell phone plans typically offer data, SMS and voice call limits that compare to the plans of major providers at a smaller cost.