Q:

What identification does T-Mobile need before they give you credit approval?

A:

Quick Answer

A driver's license number, credit card, social security number, date of birth and current address are the identification requirements that T-Mobile needs before they give an applicant credit approval. In some cases a cash deposit can be tendered to avoid the credit check process and divulging personal information.

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Full Answer

The T-Mobile online application requires all of the identification elements to be entered before the user can proceed. To exercise the deposit option, it is generally necessary to go to a T-Mobile store. The company no longer requires credit checks, as of April 2015, for smartphone promotions and upgrades, as long as the customer has paid his T-Mobile bill on time for the past 12 months. New customers still have to complete the credit check process, because T-Mobile claims that half of all applicants fail a credit check.

The U.S. Social Security Administration says an individual is not obligated to supply his social security number to a business; however, the business may refuse to provide credit services or sales promotions. Personal information is the key to identity theft. An applicant should always ask what the specific information is needed for, and what the company's policy is on selling the data to others.

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