Weather conditions such as rain, snow, freezing temperatures and fog can negatively impact the functionality of the backup cameras. Shadowy and sunset conditions also affect the camera.
A backup camera's visibility is affect at certain times of the day. For example, when the sun is low on the horizon, the sunlight shines directly on the lens, making it difficult to see what is in the camera's view. Visibility is also affected by shadowy conditions.
The cost of a new car that includes the backup camera package can be prohibitive. However, aftermarket kits are sold that are less expensive and relatively easy to install. Until insurance companies have more data to reach a conclusion regarding the effectiveness of backup cameras in reducing accidents, rates are not likely to be affected.