How do you find and claim unclaimed money?


Quick Answer

Begin a search for unclaimed money by entering a name and state in the search engine at MissingMoney.com. Next use the National Association of Unclaimed Property Administrators website to check records from the unclaimed property office of each state the individual has lived in. Both sites offer free searches.

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How do you find and claim unclaimed money?
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Full Answer

MissingMoney.com searches government records for unclaimed money, states MissingMoney.com. To search for unclaimed life insurance benefits, contact the National Association of Insurance Commissioners in the state where the insurance policy was purchased, advises Forbes. The MIB Group also offers a search of health and life insurance policies. The fee for the search is $75, as of 2013.

Individuals can claim Treasury savings bonds using Treasury Hunt search on the U.S. Department of Treasury's website, states Forbes.

A search through the Pension Benefit Guaranty Corporation can help individuals find unclaimed pension benefits, advises Bankrate.com. Individuals can also call the IRS at 800-829-1040 to find out if they are owed unclaimed tax refunds.

Individuals can also consider hiring a professional, such as an attorney or investigator to conduct the search for them. However, these services may come at a high price and may retain a percentage of the unclaimed property found.

People have to prove their identities to verify that they are the rightful owner of the unclaimed money, advises MissingMoney.com. Additional claiming procedures and documentation varies by company.

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